:root{
  /* Primary brand (gold close to IMK, but not exact) */
  --brand: #caa24a;
  --brand-2: #e1c57a;

  --ink: #0d1220;
  --muted: #5a6475;
  --bg: #ffffff;
  --bg-soft: #f6f7fb;
  --line: rgba(13,18,32,.10);

  --navy: #0b1a2a;
  --navy-2: #0f2237;

  --radius: 18px;
  --shadow: 0 14px 50px rgba(13,18,32,.10);
  --shadow-soft: 0 10px 26px rgba(13,18,32,.08);
}

*{ box-sizing: border-box; }
html, body{ height:100%; }
body{
  margin:0;
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Noto Sans", "Helvetica Neue", sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.5;
}

a{ color: inherit; text-decoration: none; }
img{ max-width:100%; display:block; }
.container{
  width: min(1120px, calc(100% - 40px));
  margin: 0 auto;
}

.sr-only{
  position:absolute;
  width:1px;height:1px;
  padding:0;margin:-1px;
  overflow:hidden;clip:rect(0,0,0,0);border:0;
}

/* Top bar */
.topbar{
  background: rgba(202,162,74,.12);
  border-bottom: 1px solid rgba(202,162,74,.25);
}
.topbar__inner{
  display:flex;
  gap:14px;
  align-items:center;
  justify-content:space-between;
  padding: 10px 0;
  font-size: 13px;
}
.topbar__badge{
  display:inline-flex;
  align-items:center;
  padding: 4px 10px;
  border-radius: 999px;
  background: rgba(202,162,74,.18);
  border: 1px solid rgba(202,162,74,.35);
  font-weight: 600;
}
.topbar__text{ color: var(--muted); }
.topbar__link{
  color: var(--ink);
  font-weight: 600;
  border-bottom: 1px dotted rgba(13,18,32,.35);
}

/* Header */
.header{
  position: sticky;
  top:0;
  z-index: 50;
  background: rgba(255,255,255,.86);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.header__inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding: 14px 0;
}

.brand{
  display:flex;
  align-items:center;
}
.brand__logo{
  display: block;
  max-height: 40px;
  width: auto;
  object-fit: contain;
}

.nav{ display:flex; align-items:center; gap: 12px; }
.nav__toggle{
  display:none;
  background: transparent;
  border: 1px solid var(--line);
  border-radius: 12px;
  width: 42px; height: 42px;
}
.nav__hamburger{
  width: 18px; height: 2px;
  background: var(--ink);
  display:block;
  margin: 0 auto;
  position: relative;
}
.nav__hamburger::before,
.nav__hamburger::after{
  content:"";
  position:absolute; left:0;
  width: 18px; height:2px;
  background: var(--ink);
}
.nav__hamburger::before{ top: -6px; }
.nav__hamburger::after{ top: 6px; }

.nav__menu{
  display:flex;
  align-items:center;
  gap: 18px;
}
.nav__link{
  color: var(--muted);
  font-weight: 600;
  font-size: 14px;
  padding: 10px 10px;
  border-radius: 12px;
}
.nav__link:hover{ color: var(--ink); background: rgba(13,18,32,.04); }
.nav__link--ghost{
  color: var(--ink);
  border: 1px solid var(--line);
  background: #fff;
}
.nav__link--login{
  color: #ffffff;
  background: var(--navy);
  border: 1px solid var(--navy);
  border-radius: 999px;
  padding-left: 16px;
  padding-right: 16px;
  box-shadow: 0 12px 24px rgba(11,26,42,.16);
}
.nav__link--login:hover{
  color: #ffffff;
  background: var(--navy-2);
  border-color: var(--navy-2);
}
.nav__link--cta{
  color: #0b1220;
  background: linear-gradient(180deg, rgba(202,162,74,.95), rgba(202,162,74,.80));
  border: 1px solid rgba(202,162,74,.70);
  box-shadow: 0 10px 24px rgba(202,162,74,.20);
}
.nav__link--cta:hover{ filter: brightness(1.02); }

/* Hero */
.hero{
  position: relative;
  padding: 56px 0 26px;
  overflow:hidden;
}
.hero__fade{
  position:absolute;
  inset: -20% -10% auto -10%;
  height: 520px;
  background:
    radial-gradient(600px 240px at 20% 12%, rgba(202,162,74,.22), transparent 60%),
    radial-gradient(700px 280px at 90% 20%, rgba(13,18,32,.10), transparent 60%);
  pointer-events:none;
}
.hero__grid{
  position: relative;
  display:grid;
  grid-template-columns: 1.08fr .92fr;
  gap: 34px;
  align-items:start;
}

.pill{
  display:inline-flex;
  align-items:center;
  padding: 6px 12px;
  border-radius: 999px;
  background: rgba(202,162,74,.14);
  border: 1px solid rgba(202,162,74,.30);
  font-weight: 700;
  color: #1b2435;
  font-size: 13px;
}

h1{
  margin: 14px 0 12px;
  font-size: clamp(38px, 4.6vw, 56px);
  line-height: 1.02;
  letter-spacing: -0.6px;
}
.lead{
  margin: 0 0 18px;
  font-size: 16.5px;
  color: var(--muted);
  max-width: 56ch;
}

.hero__actions{
  display:flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 18px;
}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap: 10px;
  border-radius: 14px;
  padding: 11px 16px;
  font-weight: 800;
  font-size: 14px;
  border: 1px solid transparent;
  cursor: pointer;
  user-select:none;
  transition: transform .12s ease, box-shadow .12s ease, filter .12s ease, background .12s ease;
}
.btn:active{ transform: translateY(1px); }

.btn--primary{
  color: #0b1220;
  background: linear-gradient(180deg, rgba(202,162,74,.96), rgba(202,162,74,.82));
  border: 1px solid rgba(202,162,74,.70);
  box-shadow: 0 12px 28px rgba(202,162,74,.18);
}
.btn--primary:hover{ filter: brightness(1.02); }

.btn--secondary{
  color: var(--ink);
  background: #fff;
  border: 1px solid var(--line);
  box-shadow: 0 10px 22px rgba(13,18,32,.06);
}
.btn--secondary:hover{ background: rgba(13,18,32,.02); }

.btn--dark{
  color: #fff;
  background: var(--navy);
  border: 1px solid rgba(255,255,255,.12);
}
.btn--dark:hover{ background: var(--navy-2); }
.btn--full{ width: 100%; }

.hero__meta{
  display:grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin-top: 12px;
}
.meta{
  padding: 12px 12px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: rgba(255,255,255,.72);
  box-shadow: 0 10px 20px rgba(13,18,32,.05);
}
.meta__k{ font-size: 12px; color: var(--muted); font-weight: 700; }
.meta__v{ font-size: 13px; font-weight: 800; margin-top: 4px; }

/* Card */
.card{
  background: rgba(255,255,255,.82);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: var(--shadow);
  padding: 18px;
}
.card__top{
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap: 14px;
  margin-bottom: 10px;
}
.card__title{ font-weight: 900; font-size: 16px; }
.card__sub{ color: var(--muted); font-size: 13px; margin-top: 4px; }
.tag{
  font-size: 12px;
  font-weight: 800;
  padding: 6px 10px;
  border-radius: 999px;
  background: rgba(202,162,74,.14);
  border: 1px solid rgba(202,162,74,.30);
}

.steps{
  margin: 14px 0 14px;
  display:grid;
  gap: 12px;
}
.step{
  display:flex;
  gap: 12px;
  align-items:flex-start;
}
.step__dot{
  width: 10px; height:10px;
  border-radius: 99px;
  margin-top: 6px;
  background: var(--brand);
  box-shadow: 0 0 0 5px rgba(202,162,74,.18);
}
.step__h{ font-weight: 900; font-size: 13.5px; }
.step__p{ color: var(--muted); font-size: 13px; margin-top: 3px; }
.fineprint{ color: var(--muted); font-size: 12px; margin: 10px 0 0; }

/* Sections */
.section{ padding: 56px 0; }
.section--alt{ background: var(--bg-soft); border-top: 1px solid rgba(13,18,32,.06); border-bottom: 1px solid rgba(13,18,32,.06); }
.section__head{ margin-bottom: 22px; }
.section__head h2{
  margin: 0 0 6px;
  font-size: 30px;
  letter-spacing: -0.3px;
}
.muted{ color: var(--muted); }

.grid{ display:grid; gap: 16px; }
.cards{
  grid-template-columns: repeat(3, minmax(0,1fr));
}
.svc{
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 18px;
  box-shadow: var(--shadow-soft);
}
.svc__icon{
  width: 38px; height: 38px;
  border-radius: 14px;
  display:grid;
  place-items:center;
  background: rgba(202,162,74,.14);
  border: 1px solid rgba(202,162,74,.30);
  color: #141b2a;
  font-weight: 900;
  margin-bottom: 12px;
}
.svc h3{ margin: 0 0 6px; font-size: 16px; }
.svc p{ margin: 0 0 10px; color: var(--muted); font-size: 13.5px; }
.link{
  font-weight: 900;
  color: #1a2436;
  border-bottom: 1px dotted rgba(13,18,32,.35);
}

.band{
  margin-top: 18px;
  padding: 18px;
  border-radius: 22px;
  border: 1px solid rgba(202,162,74,.26);
  background: linear-gradient(90deg, rgba(202,162,74,.12), rgba(13,18,32,.03));
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 12px;
}
.band__left h3{ margin: 0 0 4px; font-size: 18px; }
.band__right{ display:flex; gap: 10px; flex-wrap: wrap; }

/* How */
.how{
  display:grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 14px;
  margin-bottom: 22px;
}
.how__item{
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 18px;
  box-shadow: var(--shadow-soft);
}
.how__n{
  display:inline-flex;
  padding: 6px 10px;
  border-radius: 999px;
  background: rgba(13,18,32,.05);
  color: var(--ink);
  font-weight: 900;
  font-size: 12px;
  margin-bottom: 10px;
}
.how__item h3{ margin: 0 0 6px; font-size: 16px; }
.how__item p{ margin: 0; color: var(--muted); font-size: 13.5px; }

.split{
  margin-top: 18px;
  display:grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 16px;
  align-items:start;
}
.ticks{
  margin: 12px 0 0;
  padding: 0;
  list-style: none;
}
.ticks li{
  margin: 10px 0;
  padding-left: 26px;
  position: relative;
  color: #2a3446;
  font-weight: 650;
}
.ticks li::before{
  content:"";
  position:absolute;
  left:0; top: 7px;
  width: 14px; height: 14px;
  border-radius: 6px;
  background: rgba(202,162,74,.16);
  border: 1px solid rgba(202,162,74,.45);
  box-shadow: 0 0 0 4px rgba(202,162,74,.10);
}

.quote{
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 18px;
  box-shadow: var(--shadow-soft);
}
.quote--small{ margin-top: 12px; }
.quote__stars{ color: var(--brand); font-weight: 900; letter-spacing: 1px; }
.quote__text{ margin: 10px 0 0; color: #1d273a; font-weight: 700; }
.quote__meta{
  display:flex;
  align-items:center;
  gap: 10px;
  margin-top: 12px;
}
.avatar{
  width: 38px; height: 38px;
  border-radius: 14px;
  display:grid;
  place-items:center;
  background: rgba(13,18,32,.06);
  font-weight: 900;
}
.quote__name{ font-weight: 900; }
.quote__sub{ color: var(--muted); font-size: 12.5px; margin-top: 2px; }

/* FAQ */
.faq{
  display:grid;
  gap: 10px;
}
.faq__item{
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 0;
  box-shadow: var(--shadow-soft);
}
.faq__item summary{
  cursor: pointer;
  padding: 14px 16px;
  font-weight: 900;
  list-style: none;
}
.faq__item summary::-webkit-details-marker{ display:none; }
.faq__body{
  padding: 0 16px 14px;
  color: var(--muted);
}

/* CTA / Contact */
.cta{
  padding: 54px 0;
  background: linear-gradient(180deg, var(--navy), var(--navy-2));
  color: #fff;
}
.cta__grid{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  align-items:start;
}
.cta__copy h2{ margin: 0 0 10px; font-size: 34px; letter-spacing: -0.4px; }
.cta .muted{ color: rgba(255,255,255,.72); }

.cta__details{
  margin-top: 14px;
  display:grid;
  gap: 10px;
}
.detail{
  display:flex;
  gap: 10px;
  align-items:baseline;
}
.detail__k{ opacity: .75; font-weight: 800; width: 88px; }
.detail__v{ font-weight: 750; }

.form{
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 22px;
  padding: 18px;
}
.form label{
  display:block;
  margin-bottom: 12px;
}
.form span{
  display:block;
  font-size: 12px;
  font-weight: 900;
  opacity: .86;
  margin-bottom: 6px;
}
.form input, .form select, .form textarea{
  width: 100%;
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid rgba(255,255,255,.16);
  background: rgba(255,255,255,.10);
  color: #fff;
  outline: none;
}
.form input::placeholder, .form textarea::placeholder{ color: rgba(255,255,255,.62); }
.form select{ color: rgba(255,255,255,.92); }
.form option{ color: #0c1220; }

.form__msg{
  margin-top: 10px;
  font-weight: 800;
  font-size: 13px;
}
.form__msg--loading{ color: rgba(255,255,255,.75); }
.form__msg--ok{ color: #c7f9d4; }
.form__msg--err{ color: #ffb4b4; }

/* Location */
.loc{
  padding: 56px 0;
  background: var(--bg-soft);
  border-top: 1px solid rgba(13,18,32,.06);
  border-bottom: 1px solid rgba(13,18,32,.06);
}
.loc__grid{
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  gap: 48px;
  align-items: center;
}
.loc h2{
  margin: 12px 0 10px;
  font-size: 30px;
  letter-spacing: -0.3px;
}
.loc .lead{ max-width: 44ch; }
.loc__rows{
  margin-top: 20px;
  display: grid;
  gap: 14px;
}
.loc__row{
  display: grid;
  grid-template-columns: 62px 1fr;
  gap: 10px;
  font-size: 14px;
}
.loc__k{
  font-size: 10.5px;
  font-weight: 900;
  letter-spacing: .7px;
  text-transform: uppercase;
  color: var(--muted);
  padding-top: 3px;
}
.loc__v{
  color: var(--ink);
  line-height: 1.6;
}
.loc__v a{
  color: var(--ink);
  border-bottom: 1px dotted rgba(13,18,32,.30);
  transition: color .12s, border-color .12s;
}
.loc__v a:hover{ color: var(--brand); border-color: rgba(202,162,74,.50); }
.loc__map{
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  border: 1px solid var(--line);
  background: var(--bg-soft);
}
.loc__map iframe{
  display: block;
  width: 100%;
  height: 340px;
  border: 0;
}
.loc__gmaps-link{
  display: block;
  padding: 9px 14px;
  font-size: 12.5px;
  font-weight: 800;
  color: var(--muted);
  background: var(--bg-soft);
  border-top: 1px solid var(--line);
  transition: color .12s, background .12s;
  text-align: right;
}
.loc__gmaps-link:hover{ color: var(--brand); background: rgba(202,162,74,.06); }

/* Footer */
.footer{
  background: var(--navy);
  color: rgba(255,255,255,.82);
}
.footer__grid{
  display: grid;
  grid-template-columns: 1fr 1.5fr 1fr;
  gap: 40px;
  padding: 44px 0 36px;
  align-items: start;
}
.footer__logo{
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 8px;
}
.footer__logo-img{
  width: 28px;
  height: 28px;
  object-fit: contain;
  flex-shrink: 0;
}
.footer__logo-name{
  font-weight: 900;
  font-size: 15px;
  letter-spacing: .2px;
}
.footer__tagline{
  margin: 0;
  font-size: 12.5px;
  color: rgba(255,255,255,.40);
}
.footer__heading{
  margin: 0 0 14px;
  font-size: 10.5px;
  font-weight: 900;
  letter-spacing: 1.4px;
  text-transform: uppercase;
  color: var(--brand);
}
.footer__list{
  margin: 0; padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}
.footer__list li{
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 8px;
  font-size: 13px;
  color: rgba(255,255,255,.72);
  line-height: 1.5;
}
.footer__label{
  font-size: 10px;
  font-weight: 900;
  letter-spacing: .6px;
  text-transform: uppercase;
  color: rgba(255,255,255,.38);
  padding-top: 3px;
}
.footer__list a{
  color: rgba(255,255,255,.72);
  border-bottom: 1px solid rgba(255,255,255,.14);
  transition: color .12s, border-color .12s;
}
.footer__list a:hover{ color: var(--brand); border-color: rgba(202,162,74,.40); }
.footer__nav-list{
  margin: 0; padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}
.footer__nav-list a{
  font-size: 13.5px;
  font-weight: 700;
  color: rgba(255,255,255,.65);
  transition: color .12s;
}
.footer__nav-list a:hover{ color: var(--brand); }
.footer__sub{
  border-top: 1px solid rgba(255,255,255,.08);
  padding: 12px 0;
}
.footer__subinner{
  display: flex;
  justify-content: space-between;
  gap: 10px;
  font-size: 11.5px;
  color: rgba(255,255,255,.35);
}

/* Responsive */
@media (max-width: 980px){
  .hero__grid{ grid-template-columns: 1fr; }
  .cards{ grid-template-columns: repeat(2, minmax(0,1fr)); }
  .how{ grid-template-columns: 1fr; }
  .split{ grid-template-columns: 1fr; }
  .cta__grid{ grid-template-columns: 1fr; }
  .hero__meta{ grid-template-columns: 1fr; }
  .loc__grid{ grid-template-columns: 1fr; gap: 28px; }
  .loc__map iframe{ height: 280px; }
  .footer__grid{ grid-template-columns: 1fr 1fr; gap: 28px; padding: 36px 0 28px; }
  .footer__col--brand{ grid-column: 1 / -1; }
}
@media (max-width: 760px){
  .nav__toggle{ display:inline-flex; align-items:center; justify-content:center; }
  .nav__menu{
    position:absolute;
    top: 66px;
    right: 16px;
    left: 16px;
    display:none;
    flex-direction:column;
    align-items:stretch;
    padding: 10px;
    background: rgba(255,255,255,.96);
    border: 1px solid var(--line);
    border-radius: 16px;
    box-shadow: var(--shadow);
  }
  .nav__menu--open{ display:flex; }
  .nav__link{ padding: 12px; }
  .cards{ grid-template-columns: 1fr; }
  .band{ flex-direction:column; align-items:flex-start; }
  .footer__grid{ grid-template-columns: 1fr; gap: 24px; padding: 30px 0 22px; }
  .footer__col--brand{ grid-column: auto; }
  .footer__subinner{ flex-direction: column; gap: 4px; }
}